MSoption
COMPLIANCE

Anti-Money Laundering Policy

Last updated: January 2026

1. Policy Overview

MSoption is committed to preventing money laundering, terrorist financing, and other financial crimes. This Anti-Money Laundering (AML) Policy outlines our approach to detecting, preventing, and reporting suspicious activities on our platform.

2. Know Your Customer (KYC)

We implement robust KYC procedures to verify the identity of our users:

  • Identity verification through government-issued documents
  • Proof of address verification
  • Enhanced due diligence for high-risk accounts
  • Periodic re-verification of customer information

3. Transaction Monitoring

We continuously monitor all transactions on our platform for suspicious activity, including:

  • Unusually large transactions
  • Rapid movement of funds
  • Transactions inconsistent with the user's profile
  • Patterns indicative of structuring or smurfing
  • Transactions involving sanctioned jurisdictions

4. Suspicious Activity Reporting

We file Suspicious Activity Reports (SARs) with the appropriate authorities when we detect or have reason to suspect that a transaction:

  • Involves proceeds of illegal activity
  • Is designed to evade reporting requirements
  • Has no lawful purpose or is unusual for the customer
  • Involves use of the platform to facilitate criminal activity

5. Record Keeping

We maintain comprehensive records of all transactions, customer identification documents, and compliance-related activities for a minimum period as required by applicable laws.

6. Sanctions Compliance

We screen all users and transactions against applicable sanctions lists, including OFAC, UN, and EU sanctions. We do not permit transactions involving sanctioned individuals, entities, or jurisdictions.

7. Risk Assessment

We conduct regular risk assessments to identify and mitigate money laundering and terrorist financing risks. Our risk-based approach considers:

  • Customer risk profiles
  • Geographic risk factors
  • Product and service risk factors
  • Transaction risk factors

8. Employee Training

All employees receive regular training on AML regulations,识别 suspicious activities, and their obligations under this policy.

9. Customer Obligations

By using our platform, you agree to:

  • Provide accurate and complete information during registration
  • Cooperate with our KYC and due diligence procedures
  • Not use the platform for any illegal or suspicious activities
  • Promptly report any known or suspected violations

10. Consequences of Non-Compliance

Failure to comply with this AML Policy may result in account suspension, termination, and reporting to relevant authorities. We cooperate fully with law enforcement investigations.

11. Contact

For questions about this AML Policy, please contact our compliance team through our support channels.